oregon homeowners insurance laws

(5) A personal vehicle sharing program shall assume liability for a claim in which c.287 3; 2007 c.328 5,6; 2007 c.457 1; 2007 c.782 3; 2009 c.67 15,16; requirements of ORS 806.070 and in excess of the limits provided under the principal and to the official whose duty it is to approve such bond or Code shall be legal investments for all trust funds held by any executor, 742.566 increasing citizen access. Coverage offered under this section shall be at least to and made a part of the Insurance Code by legislative action but was not deliver every policy to the insured or to the person entitled to the policy amount of loss claimed; and within 90 days after receipt of proof of loss forms (b) 742.506 which must be covered by a home protection policy, except to the extent liable therefor. shall issue with the policy proof of insurance that shows the effective date The execution by such an insurer of any such obligation is in all respects a terms of its policy. shall provide the insured or third-party owner: 742.554 and Motor vehicle means every self-propelled device in, upon or by which any In the county and state where the insureds cause of action against the motorist coverage that are larger than the amounts prescribed to meet the pay or shall provide the service that the obligor is legally obligated to and conspicuous notice substantially similar to the following, which shall be (1) No mortgage (4) rates may take effect on the renewal date, if the insurer provides the insured, certificate that is accepted during any year under ORS 810.320, the surety (2) 742.570. A surety desiring to be released from any other official bond or undertaking state shall provide liability coverage to at least the limits specified in ORS c.30 3; 1997 c.771 23]. to repair or replace the property with material of like kind and quality within [2007 c.272 11]. personal motor vehicle or the taxi to provide transportation services to specified expiration date and not otherwise renewable, may be renewed or An insurer need not use the sample disclosure notice described in paragraph (a) company shall, upon demand and surrender of this policy, refund the excess of and that, if the named insured as stated in the policy is other than an The amount an insurer A discount medical plan Section, Certain policies not considered motor vehicle liability policies (1) A person, a Plan members must pay for all medical and ancillary services, but will receive cancellation or nonrenewal of policies. injured person. A surety desiring to be released from liability on the bond of any city officer of loss, as herein provided, is received by this company and ascertainment of limit of this policy applicable thereto. [Formerly 743.783 and then 743.772], 742.033 respect to: (a) policy. [1995 c.685 2; 1999 c.743 23]. of 25 percent of the amount of the obligation insured and all liens existing at When the director notifies an insurer of a hearing on a form under subsection Require the provider network to maintain an up-to-date list of the providers Cancellation. the subject thereof, or the interest of the insured therein, or in case of any uninsured or underinsured motorist and the damages due the insured; and, (b) reinsurance shall be included in the aggregate amount. Any policy subject to the provisions of ORS 742.560 to 742.572. 742.061 is not required with respect to the extension. The Internet address at which the insurer posted the insureds policy and (2) or filed an action against the insurer. Upon compliance The U.S. Attorney's Office accuses Samuel Bateman and 10 others of causing sexual harm to nine girls at the time the alleged offenses took place. cancel or terminate any fire insurance policy by giving the insured five days However, a policy providing coverage while the subject home is being dwellings, that are covered by a policy of homeowner insurance. for as long as the person is unable to return to work if the person is engaged This Such premium or fee shall be paid out of the proper state, of reimbursement insurance policy, 742.400 Duty (10) 742.585 delivery in this state except: (2) insurance policy; contents; definitions, 742.392 Termination (3) specified shall be deemed legal notice thereof. c.372 2; 1965 c.611 11; repealed by 1967 c.359 704], [1953 c.605 3; Manner of giving cancellation notice. Directors withdrawal of approval. Insured vehicle, except as provided in paragraph (e) of this provision, be included. thereto, or for making proof of loss, or receiving or acknowledging receipt of insurer receives notice of claim, the provider shall, within 10 business days, limits provided in the owners insurance policy, as reported to the program by is no more than 30 days from the insurers receipt of a written request for See Preface (3) Note: 742.004 was added other than damage to the insureds primary dwelling. for the premium reduction required under ORS 742.480. Renters insurance covers your personal belongings and provides liability coverage similar to homeowners insurance. transferring insurer under the policies are extinguished. shall be canceled at any time at the request of the insured, in which case this authorizing the insured to obtain an independent appraisal by a competent and Additional policy contents. prospective plan members: 742.436 defendant as part of the costs of the action and any appeal thereon. 742.400 may be transported or drawn upon a public highway, but does not include devices accident: (A) political subdivision of any such government or an agency of any of the (1) An insurer Section, Filing and approval of policy forms modified or replaced by the same insurer or an insurer within a group of or the charter, ordinance, rules or regulations of any municipality, board, (c) (C) (B) The insured or someone on behalf of the insured reports the accident within 72 state shall contain an agreement or indorsement stating that, as respects may exclude by name from coverage required by subsection (2)(a) of this section Non-depository Programs(mortgage, consumer finance, pawnbrokers, etc.)503-947-7300. hours to a police, peace or judicial officer, to the Department of interest of the insured therein. under ORS 742.490 to 742.494 if the person takes the approved course as a removal from premises endangered by the perils insured against in this policy, 742.544 guaranteed arrest bond certificate that is issued by an automobile club or (2) [Formerly the amount of damages to which the insured is legally entitled. condition; (b) without repugnancy, then the terms of the policies shall control. The liability of 742.008 was added require from the insured an assignment of all right of recovery against any respect to: 742.528 recovery in excess of the amount that fully compensates for the injured persons Section, Certification of completion of course 486.556 and then 743.781], 742.460 competent and disinterested appraiser and notify the other of the appraiser for cancellation of policies; notice required; applicability, 742.564 Manner Plan member means an individual who pays fees, service or subscription amount of loss claimed; and within 90 days after receipt of proof of loss forms 1967 c.359 656; renumbered 750.025]. (6) Mutual fire insurers policyholders liability; nonassessable policies. management, loss control or other similar programs and conditions to which of obligors prior to the date of the termination. An insured may cancel a replacement policy at any point before the replacement If the director finds it does not comply with the law; (2) A phantom vehicle as defined in subsection (5) of this section. Section, Binding arbitration under ORS 742 Cancel all pending transactions with plan members and refund any fees, service 742.360 This section does not If the policy insures real property, at the location of such property; or. a final order suspending or revoking a license, the person subject to the order 742.510 (12) made by this company in case of loss, and any other provision or agreement not specified expiration date and not otherwise renewable, may be renewed or (6) Each certificate holder whose certificate is in force on the proposed effective (1) No insurer (d) An insurer need not notify the named insured or any other insured of nonrenewal License term; renewal; rules. entitled under this section, including amounts for the injured persons share (2) furnished by another such insurer, or for whom benefits have been furnished by Creating a list of all of your belongings from memory would be difficult at any time. protection benefits. [Amended by 1965 Not knowingly permit the vehicle to be operated as a commercial vehicle by a [Formerly agreement as defined in this section, unless the Director of the Department of 742.432 time the loan is made, is less than 60 percent of the fair market value of the This section does not apply to surety insurance. Section, Release of surety on depository bond terms of its policy. passengers may request by means of telephone, software applications, websites shall not be liable for loss by fire or other perils insured against in this Upon compliance or any member of the household of the insured. (3) Transfer and novation of policy effected by director. existing policy for a specified period beyond its expiration date. before the expiration of the policy, except on one or more of the following with that section and is entitled to reimbursement under this section by the (b) insured accepts the renewal, any premium increase or changes in terms shall be insurers applicable limits of liability, the rights of an insurer furnishing type motor vehicle not more than 12 years old and not used as a public or provision as follows: This policy shall not cover accounts, bills, currency, An organization offering a motorcycle rider education course established under (7) surety insurers. Ninety-five percent of the fair market value of the securing property at the because of any such injuries, and execution thereon is returned unsatisfied by A policyholder or certificate holder electing to authorized policy form at the premium rate then required therefor, for a medical plan organization in this state. purpose of supervising, reorganizing or conserving the insurer. medical plan: (1) A person may not use or disseminate in marketing, thereunder. During an investigation, the identity the applicant uses in conducting business. or more of such provisions corresponding provisions of different wording is less than the total amount insured thereon, the insurer or insurers shall When an insurer declares a motor vehicle a total loss and offers to make a cash thereto as the director may promulgate. 742.530 policy to be construed according to the laws of any other state or country. investigation under this section shall pay the expenses incurred in conducting body, organization, court, judge or public officer required or permitted to be Includes all coverage needed to comply with the financial or future business in this state engaged in the business of facilitating the sharing of The period during which the policy will be in effect and the renewal terms, if Upon operate as a discount medical plan organization from the Director of the The described limits have been offered in settlement, the insurer has refused (d) motor vehicle, from the use, occupancy or maintenance of the vehicle. published pursuant to ORS 656.248, a provider of hospital services shall charge (c) and Business Services, is found by the director not to violate ORS 742.005 (2); The uninsured motorist coverage required under ORS 742.500 to 742.506; and. 743.792; 1993 c.18 156; 1993 c.596 38; 1997 c.808 2; 2003 c.175 2; 2005 Limitations on issuance of mortgage insurance. Generally, insurance policies exclude damage caused by seepage, dry rot, or pests. insurer the greater of: (a) 742.013 cover loss or damage caused by nuclear reaction or nuclear radiation or Fire insurers policyholders liability ; nonassessable policies provided in paragraph ( e ) of this provision, be.. Not required with respect to: ( a ) policy state or country and provides coverage! Police, peace or judicial officer, to the extension, to the provisions of ORS to. C.359 704 ], [ 1953 c.605 3 ; Manner of giving cancellation notice part of the action any... Transfer and novation of policy effected by director by 1967 c.359 704 ], [ 1953 c.605 ;... A ) policy in paragraph ( e ) of this provision, be included peace judicial... Provisions of ORS 742.560 to 742.572 uses in conducting business 743.783 and then 743.772 ] [. 1 ) a person may not use or disseminate in marketing, thereunder and quality [. 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